As an insured car owner in Canada, you are also eligible to purchase what is referred to as an umbre

Only you and those named on a travel cruise ships to the bahamas medical insurance policy will be eligible for the cost of hospital care. But there may be some places away from home where others would also be covered by your auto insurance.
Just be sure you have enough insurance cruise ships to the bahamas to pay for the treatment of those you could injure, plus the cost of their care after the initial treatments and the replacement of their income. All combined, these costs could mount into the millions of dollars.
Canada’s private auto insurers will provide a full range of coverage for your car, you and your passengers, plus those you might possibly injure, whether in Canada or the United States. cruise ships to the bahamas But that coverage would not apply in Mexico or beyond.
Canadian auto insurers will also include (or sell at an extra cost) coverage for when you drive a temporary substitute vehicle in Canada or the United States, including a rental vehicle. Keep in mind, however, that you could be limited to a certain number of days of coverage. Thirty-day limits are common. There is also likely to be a limit on the weight of the vehicle you decide to rent.
Beyond that, you should be aware that car rental agencies in North America and around the world may only be required to provide cruise ships to the bahamas a limited amount of liability coverage. So consult your agent or broker for advice, and do some research before renting a vehicle in another country.
Public auto insurers in Manitoba , Saskatchewan , and British Columbia offer much the same coverage for their drivers, with an extra charge for rental cars. Even those who do not own a car may purchase rental car coverage from the government-run insurer in their home province.
The Insurance Corporation of British Columbia will charge $21 a year for its RoadSide coverage for rental vehicles, $50 for RoadSide Plus coverage, or $78 if you are not one of ICBC’s RoadStar cruise ships to the bahamas discount drivers, says Lisa Shin, who works for an office of The Co-operators Insurance in Vancouver.
Quebec’s personal injury insurance plan will cover policyholders away for up to six months, anywhere in the world, for emergency medical care, rehabilitation, and income replacement. It will also pay pre-set cash awards to compensate for pain and other after-effects such as blindness.
But Quebec residents need coverage from a private insurance company to pay for collision repairs, and to protect themselves financially if they were ever to cause an injury to another person or damage property.
You may purchase cruise ships to the bahamas a family protection option that will protect you if someone without enough coverage injures you in a collision. The coverage limit will be same as the third-party liability coverage you choose to buy, and will be available whether you are driving in Canada, the United States, or––with some insurers––the rest of the world. Consult your agent or broker about the coverage available to you.
As an insured car owner in Canada, you are also eligible cruise ships to the bahamas to purchase what is referred to as an umbrella policy to increase your liability coverage. This will supplement whatever third-party liability coverage you have with your car and home insurance, anywhere in the world. But a homeowner or tenant without a car cannot buy a liability insurance umbrella for vehicle-related incidents.
Anyone cruise ships to the bahamas who is not already insured should carefully investigate the coverage provided by car rental agencies or sold by an insurer in the country you visit. Read about limitations, dollar amounts, and restrictions that may apply. The rental agency may cover a $1 million liability claim, and leave you to cover the rest if the claim is larger. So you may need a liability policy for a non-owned vehicle. (For an elaboration of the sort of insurance issues you should consider in the United States, read through California s car rental insurance requirements , watch this video , or take a look at other material on the US Insurance Information Institute website.)
Credit cards may cover collision damage, theft, or loss-of-use charges for a rental car if the cost of renting the vehicle is charged to the card, and if you decline the rental agency’s collision cruise ships to the bahamas damage coverage. But credit card insurance will not cover you if you are found liable for damage to other property or persons––the really expensive stuff. So read your credit card contract carefully, and choose wisely from the rental agency’s insurance options.
Four-wheel-drive vehicles are available for rent, but check to see if the rental agency’s insurance will apply if you drive on gravel roads, or off of the road. Anywhere you go, in your own car or a rental, cruise ships to the bahamas there are likely to be exclusions (e.g., when driving while impaired, committing a crime, or driving without the owner’s permission). cruise ships to the bahamas Coverage for theft may require that you not be careless.
Hitchhiking is not recommended because, along with the obvious safety reasons, you will have no idea how much insurance cruise ships to the bahamas the driver has. Scooters and motorcycles could prove fatal if you don’t know what you are doing. On the ‘bright side,’ the life or disability insurance you buy in Canada will apply around the world.
James Daw is a Certified Financial Planner and a former  personal finance columnist  for the Toronto Star. He has written about travel and other types of insurance for more than two decades. Find some of his  latest work . James does not promote specific travel insurance products or services.