So, if you have liability coverage in your personal auto policy, that also covers you for any rental

This is a tricky rhetorical question, because any insurance agent can tell you that every company has different language in their policies. vermont bike tours On top of that, different states have different requirements for the insurance company and/or rental company to provide certain coverages. So to answer this rhetorical question you ask each time you travel vermont bike tours and rent a car, I will give a response regarding the average situation.
However, I will state one thing about buying directly from the car rental company.  It’s costly, but it offers clear peace of mind with no out-of-pocket vermont bike tours expense as far as insurance.  You ll see why below.
So, if you have liability coverage in your personal auto policy, that also covers you for any rental cars. Also, states vermont bike tours require rental companies to cover you for at least the state minimum within that state. However, you should know this coverage can be low, so don’t depend on this. For example, in Florida the minimum state coverage is $10,000 per person and $20,000 per accident for bodily injury (in other words, vermont bike tours harm you would do to someone else).
In order to extend the full coverage to a rental car, you will need to have full coverage on your personal vehicles. You then would pay the same deductible on the rental car as you would on you car.  Note that if you are driving across state lines, the state insurance laws of the state you are currently in are the ones that apply.
Loss of use Loss of use means the amount of rental revenue that the car rental company would make if the car was in proper order. vermont bike tours If you damage the car, and it is your fault, your personal policy vermont bike tours does not cover the amount of money forgone during the time the vehicle is being fixed or unusable because it can’t be rented. Guess who pays for that cost? You. 99% of all insurance companies exclude this coverage, and the cost is billed to your credit card. However, the rental companies’ insurance will cover this.
Loss of depreciation/value When you damage a car, the value of the vehicle depreciates in value. This can add up hugely. Once again 99% of companies specifically exclude this, but the rental companies’ vermont bike tours insurance will cover this. Be sure to ask the rental agent which level of their insurance covers vermont bike tours this.
With years of experience in Insurance, Dan is committed to putting his client’s needs at the top of his priority list by providing them with timely and dependable service and educating himself on each of their specific needs.
Whether you are in the market for auto, homeowners, business, health, or life insurance, and you would like to do business vermont bike tours with someone who knows you by name rather than a policy number, we would love the opportunity to earn your business.