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I am finding it virtually impossible to decide which of the above options is the most economical and have almost reached the point of just booking individual trips (at seniors' rates if they're offered - although on the bahn de site there's no mention of seniors hilton head hotels with pools when you get into the actual booking bit). The only thing that made me hesitate was the cost of the ferry from Boppard to Koblenz and thence to Cochem. It's seems quite expensisve. And hence my enquiry to the Fodor forum!
Have you tried pricing hilton head hotels with pools these trips individually on the Bahn site using dummy dates which are as far in advance as possible? The reason I ask is that as far as I know that is about the only way you will know for certain that a pass, any pass, is going to save you a "significant" amount of money.
If taking a handful of longish train trips like between regions as you seem to do the German (Twin if traveling in pairs) Railpass costs about 29 euros a day and allows complete flexibility to hop any train anytime with a very few exceptions that you will never encounter (ICE Sprinter trains require a supplement and reservation I believe but there are very few on these, mainly designed for commuting business types early in the morning I think)
a series of discounted 29 or 39 euro tickets means booking weeks in advance to get these limited in number ducats that are train-specific and cannot be changed nor refunded - yet the pass allows you to hop any train anytime - just pop into the station and jump on board. It also saves a lot of time and effort hilton head hotels with pools lining up a string hilton head hotels with pools of discounted tickets far ahead of time and lets you keep your schedule flexible - I enjoy just packing up leisurely and heading to the station and jumping on the next of the very frequent inter-city trains.
If spending time in regions you may want to take advantage of local travel passes so only buy days on the pass for when taking inter-city trains - fully flexible tickets can cost a ton so if flexibility is key the pass is priceless.