Evacuation travel insurance covers transportation only - generally airlift - in cases of severe illn

Standing in awe before the world’s great works of art and architecture. Gazing at breathtaking landscapes. Celebrating vibrant cultures and sampling local cuisine. Travel is one of life’s most rewarding activities.
As the world grows more connected, aarp hotel discounts it becomes ever more accessible. Having substantial wealth opens the door to many fascinating travel aarp hotel discounts opportunities. People aren’t just visiting traditional aarp hotel discounts destinations like Europe and the Caribbean. They’re venturing to remote and exotic locales aarp hotel discounts that promise unforgettable experiences, but also require careful planning and may expose travelers to unanticipated risks.
Looking ahead to any travel adventure or business trip, you imagine an amazing experience where everything goes smoothly and you arrive home with fantastic photographs and memories. But, the unexpected may happen. . .
While some travel destinations involve significant personal risk due to political or social instability, aarp hotel discounts the most common risk is likely to be petty crime. Travelers should really focus on the basics when it comes to protecting themselves. Kidnappings and terrorism make headlines, but the reality is that most problems while traveling stem from petty crime. It’s obvious that criminals focus on wealthy travelers and Americans may be particular targets in some regions. Taking prudent steps can help you avoid such crime, just as it does at home.
Be discreet about your wealth aarp hotel discounts and citizenship.  Don’t wear jewelry, watches, and expensive clothing that draw attention to you. Blue US passports are easily recognizable; keep yours put away, except when needed. Do the same with first-class tickets and other travel documents. Remove luggage tags as soon as you retrieve your bags so you don’t advertise who you are and where you’re from.
Safeguard your documents. Photocopy your driver’s license and passport before you leave home. Keep copies on your person (with a few extra copies in your suitcase) and the originals in the hotel safe (not the room safe). Also, leave copies of your passport with someone at home, along with complete address and contact information of where you are staying.
Make personal safety your top priority. Be sure your hotel key does not have a room number on it. Carry a small, powerful flashlight for emergencies or for walking aarp hotel discounts on dark streets. Put password protection on your cell phone. Use hotel car services rather than local taxis. Be aware of your surroundings and stay particularly alert in unfamiliar areas.
Don’t walk around with your valuables. Carry just a small amount of cash in your pocket and one ATM or credit card in another pocket. Keep the remainder of your cash and credit cards in your luggage, or, even better, in the hotel safe.
Learning as much as possible about your destination can only enhance your enjoyment and your security. Most importantly when traveling abroad, note the exact location of the US Embassy in the country you are visiting.
Speaking aarp hotel discounts the local language is certainly an advantage, but even mastering a few key phrases will help you find your way around and will be crucial if you get lost. It can also help you shop more effectively (and not be taken advantage of) in local markets. If your visit is an extended one, immersing yourself in the language will enrich your experience and help you feel more like a member of the community.
Once you enter a country, you are subject to its laws. For your own well-being, it’s important to become familiar with relevant laws before visiting. Some laws may seem quite extreme aarp hotel discounts to Americans. For instance, in Singapore, you can be arrested for spitting in public and in Indonesia, caning is a common punishment.
The US State Department provides information for citizens visiting abroad, including travel warnings and alerts, entry and exit requirements, safety and security information, aarp hotel discounts and an overview of local laws and special circumstances. Visit www.travel.state.gov and enter your destination for complete information.
The US government also has a free service, the Smart Traveler Enrollment Program (STEP), to help keep Americans safe abroad. Once you register with STEP, you automatically receive travel warnings and alerts for a particular country. STEP can also help you get more effective government assistance in an emergency.
Additionally, there are private services that offer reports aarp hotel discounts on geopolitical risks in specific countries and regions. Some will even prepare custom risk analysis/planning reports for your particular itinerary. An example is RISKNET™, a subscription service offered by the Ackerman Group .
If you are traveling to a region with a high incidence of sickness, civil unrest, or kidnapping, you may want to take additional steps to protect yourself. Paul Funk , executive managing director of Crystal Company , explains, “Having insurance aarp hotel discounts for emergency medical, evacuation, and kidnapping means that an action-oriented process can immediately be enacted for your family. The cost is surprisingly affordable and the service – if needed – is invaluable.”
24/7 emergency services to affluent families, corporate executives, performers, and athletes. Dr. Carlin offered valuable steps for safeguarding aarp hotel discounts your health aarp hotel discounts while traveling. “It’s a dual strategy – prepare for a crisis and, if necessary, deal with a crisis.”
Contact your medical insurance provider and confirm what is and isn’t covered while traveling, either in the US or abroad. aarp hotel discounts Consider purchasing international medical insurance (more about that below).
aarp hotel discounts Collect and keep all medical records in one location that is accessible 24 hours a day. This could be on a disk you carry with you, on a medical records website, or with a medical professional who is available to you 24/7.
Plan where to go for reliable medical care at your travel location. Even in the US, medical facilities can be sparse in rural areas. It may be even harder to find a qualified facility outside the US. Organizations, such as the International Assistance Group , maintain a compendium aarp hotel discounts of preidentified hospitals and doctors. (Access aarp hotel discounts to this type of service may be a benefit from some credit cards.) Just remember, aarp hotel discounts that pulling a name from a database is just the first step. You will want to vet providers with a phone call from you or someone in your household. It’s also important to determine in advance how you will get to a medical facility. Know whether your destination has reliable EMS service, whether the best service is public or private, and what phone number aarp hotel discounts to call.
In a perfect world, aarp hotel discounts our own doctor would be available to us 24 hours per day. That’s rarely the case, so be sure to have a back-up plan in place. You may benefit from a relationship with a firm like WorldClinic that has emergency aarp hotel discounts physicians available at all times via phone and video conferencing.
Have an emergency prescription kit for time-sensitive emergencies. For example, among other medications, your kit should include an EpiPen® for life-threatening allergic reactions and nitroglycerin to slow the effects of a heart attack. These are just a few emergencies where action in the first moments greatly improves the outcome. Your doctor may be willing to prescribe such emergency medicines or you can find the location of travel clinics through the International Society of Travel Medicine .
Once you’ve taken the first steps in an emergency, know your next move based on the medical services identified before your trip. This is when a firm like WorldClinic can assist travelers by prequalifying local medical facilities and consulting with on-site doctors.
When you’re planning a trip, the last thing you want to think about is what could go wrong. But no matter aarp hotel discounts how meticulously your trip is planned or how wonderful the quality of your accommodations, if something unexpected happens, financial losses could be significant.
Buying travel insurance is often a sensible decision, but may not be as straightforward as it seems. There are several primary insurance types and limits or exclusions that apply to specific policies. Pitcairn has experience with reputable travel insurers and is familiar with the structure of typical travel policies. Your relationship manager can help you choose insurance that is most appropriate for your specific situation and travel plans.
There are three main types of travel insurance: Trip cancellation/interruption insurance, medical insurance (which aarp hotel discounts we discussed above), and evacuation insurance. Other travel insurance policies may specifically insure risks associated with a particular country, a particular sport, or a job or volunteer position abroad.
Trip cancellation/interruption insurance is probably the type that first comes to mind for most people. It covers disruptions for any number of reasons, including delays or cancellations of transportation, uninhabitable or unavailable accommodations, and even cancellations for personal or family aarp hotel discounts illness. For example, if a flight were cancelled on one leg of your journey, insurance aarp hotel discounts would typically reimburse the cost of both the lost transport and the replacement transport. This insurance also typically covers lost or stolen baggage and personal effects, and reimburses expenses incurred when baggage is delayed. Other popular benefits may include free 24/7 help with reservations, transportation, ticketing, referrals, and replacement aarp hotel discounts of lost items while traveling. Policies may also help protect against identity theft by notifying your credit card companies and monitoring your credit report.
Though most international medical insurance policies limit coverage when traveling outside the US, largeinsurers typically offer international travel insurance, which supplements or replaces your existing coverage. Premiums for medical travel insurance are based on age, trip length, and coverage amount.
Evacuation travel insurance covers transportation only – generally airlift – in cases of severe illness or injury and may cover evacuation related to civil unrest, natural disaster, or terrorism. E