Once you have this information you can look over your credit score and the information on your credi

We all know the importance of having a high credit score. Having a high score is the key to getting credit, buying homes, car, and many other life enhancing things. While we all know the basics of how your credit history affects our credit score, this can still be a bit of mystery. Knowing more about how your credit history works to create your credit score is the key to avoiding bad credit. It can also be the key to helping you prevent damage to your credit by identity thieves.
You can get your credit score sent to you for free one time each year. To get your credit score you can contact the three major credit bureaus. Each of these bureaus will require that you provide them with your personal information. This can include a copy of a government issued ID, your mailing address, date of birth and social security number. Once they have this information they will begin to process you request. In a couple of weeks you will get a copy of your credit score and a listing of all of the items which are on your credit report.
Once you have this information you can look over your credit score and the information on your credit report. This can help you ensure that there is nothing in your credit history which is inaccurate or fraudulent. This can be important in helping you to keep your credit score high.
After you have reviewed your credit online or in hard copy and you find that there are errors on it, you need to take action. The three credit bureaus include instructions for how to report any errors to them. It is import ant to follow the steps to report errors as soon as you can. This is because this can be an indicator that you have been the victim of identity theft. No matter what the reason for the inaccurate information may be, the end result is that the faster you act the better your chances are of restoring your credit score.